Retirement Planning

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The Last Decade: Plan Now

Have you noticed that life sometimes comes in “bunches” -- similar events clustering together over a condensed period of time?  Joyful bunches include graduations, weddings, and babies.  I can recall a time when it seemed like all of our married friends were expecting.  Melancholy bunches include news of illness and deaths, and it is a recent [...]

By | September 26th, 2018|Estate Planning, Retirement Planning|

Choosing the Best Pension Payout Option for You

Choosing the Best Pension Payout Option for You If you’re eligible for a defined benefit pension, you may have several payment options to choose from. Your pension plan will calculate a basic single life annuity automatically, and, if you choose a different payment option, it will recalculate the amount of your benefit based on mortality and [...]

By | November 10th, 2017|Retirement Planning|

Should I Wait to Start My Social Security Benefits?

Deciding when to begin taking your social security retirement benefits can be difficult, as there are many factors to consider. Even if you plan to keep working, social security benefits are available to most workers as early as age 62, but you can also delay collecting up until age 70 or choose any age in between. [...]

By | August 29th, 2017|Retirement Planning|

Countdown to Retirement

There’s a lot to consider as you prepare for retirement, so it’s wise to begin planning well ahead of time. The checklists below are designed to help you stay on track for the retirement you envision.   Five years to retirement: Set your target date. Envision your retirement. Calculate your number. Position yourself for a better [...]

By | June 1st, 2017|Financial Fitness, Retirement Planning|