According to the HealthView Insights 2015 Retirement Healthcare Cost Data Report, a couple retiring in 2015 can expect to pay roughly $400,000 for health care over a 30-year retirement. Just prior to turning age 65, if you are no longer working, you must sign up for Medicare. You must also make choices regarding the type and amount of supplemental health insurance coverage to carry. Medicare does not, with a very small exception, cover long term care expenses, so what are your options for covering theses expenses if/when they arise? If you have waited until retirement to purchase long term care insurance, it may not be affordable. Through our affiliation with CES Insurance Agency, we help clients identify, understand, and compare various options for Long Term Care coverage, offering clients fixed insurance products and services as requested.