News & Articles

/News & Articles/

The Last Decade: Plan Now

Have you noticed that life sometimes comes in “bunches” -- similar events clustering together over a condensed period of time?  Joyful bunches include graduations, weddings, and babies.  I can recall a time when it seemed like all of our married friends were expecting.  Melancholy bunches include news of illness and deaths, and it is a recent [...]

By | September 26th, 2018|Estate Planning, Retirement Planning|

Life Insurance 101

Life Insurance 101 Life insurance is an important component of a healthy financial life. Lacking sufficient coverage can be disastrous for those who depend on you financially. This article is meant to introduce you to the basic concepts and types of life insurance so that you can make a more informed decision before purchasing a policy. [...]

By | January 31st, 2018|Financial Fitness, Risk Management|

Stock Option Strategies

Stock Option Strategies Stock options allow you to benefit from an increase in the value of your employer’s stock without putting your own money at risk. You hold the options until you think the stock price has reached a high, and then you exercise and sell—or hold—those shares. But how and when should you exercise your [...]

By | January 15th, 2018|Investing, Tax|

Bitcoin Mania

Bitcoin - What is it? Bitcoins are a blockchain-based, frictionless, anonymous digital cryptocurrency. Quite the mouthful huh... Let's break that down a bit.   Anonymous Digital Currency As you're probably aware, Bitcoins are a digital currency which users can send and receive across the internet. The method by which Bitcoin users buy and sell coins through [...]

By | December 28th, 2017|Investing|

Choosing the Best Pension Payout Option for You

Choosing the Best Pension Payout Option for You If you’re eligible for a defined benefit pension, you may have several payment options to choose from. Your pension plan will calculate a basic single life annuity automatically, and, if you choose a different payment option, it will recalculate the amount of your benefit based on mortality and [...]

By | November 10th, 2017|Retirement Planning|

Charitable considerations for your Estate Plan strategy.

Charitable giving is an important piece of many individuals’ estate plans. Beyond the tax advantages offered by charitable donations, many people have personal reasons for choosing to include charities in their estate plans. A number of vehicles are available to facilitate charitable giving, apart from a straight gift of cash or property to an institution. To [...]

By | October 11th, 2017|Charitable Giving, Estate Planning, Tax|

Should I Wait to Start My Social Security Benefits?

Deciding when to begin taking your social security retirement benefits can be difficult, as there are many factors to consider. Even if you plan to keep working, social security benefits are available to most workers as early as age 62, but you can also delay collecting up until age 70 or choose any age in between. [...]

By | August 29th, 2017|Retirement Planning|

Maximizing Your Employee Benefits

Salary and bonus are likely just a part of the compensation you receive from your employer. Why not give yourself a raise by learning about and taking advantage of all your company benefits? This guide will help you ensure that you’re making the most of the benefits your employer offers.   Retirement plans Your company’s 401(k) [...]

By | August 22nd, 2017|Employee Benefits|

The Family Conversation: Addressing Your Health Care Needs in Retirement

Maybe you and your family have already attempted to have “the conversation.” You know the one: the discussion about your and your spouse’s assets and what will be done with those assets during the rest of your lives and after you pass away. Perhaps, because of your children’s sibling rivalries, the family conversation turned to one [...]

By | August 9th, 2017|Uncategorized|

Countdown to Retirement

There’s a lot to consider as you prepare for retirement, so it’s wise to begin planning well ahead of time. The checklists below are designed to help you stay on track for the retirement you envision.   Five years to retirement: Set your target date. Envision your retirement. Calculate your number. Position yourself for a better [...]

By | June 1st, 2017|Financial Fitness, Retirement Planning|